Ripple is aiming to push XRP Ledger deeper into institutional capital markets by investing in ZILO and Licuido. This isn’t just about making more tokens. ZILO’s platform is designed for the behind-the-scenes processes that institutional investors actually need, like real-time legal ownership tracking, investor servicing, trading, and collateral management. Those functions go beyond simple token issuance; they support the regulatory and operational controls that let traditional funds and assets move onchain and fit into existing compliance workflows. Licuido, meanwhile, focuses on tokenizing money market funds and making those tokens usable as collateral, linking tokenization to financing and short-term balance-sheet use.
It all points to Ripple trying to fill a specific infrastructure gap. Capital-markets tokenization needs more than a blockchain ledger, and Ripple is backing firms focused on the operational layer around issuance, ownership controls, servicing, trading, and collateral use. Ripple has also recently highlighted collaborations with Aviva Investors and Mercado Bitcoin around tokenizing traditional assets, underscoring a broader push to expand XRPL’s role in institutional tokenization.
Ripple’s bets on ZILO and Licuido put XRP Ledger’s tokenisation plumbing in focus for the next institutional wave.